Insurance. Benefits. Easy.
Affordable health plans and benefits for individuals, families and small businesses conveniently online.
As a certified partner of Healthcare.gov and several state exchanges, we offer the same plans and prices with free dedicated support for your peace of mind.
That’s BenZen.
Licensed in FL, GA, MD, NC, NJ, PA, SC, TN, TX, VA
Individual & Family Plans
- ACA Marketplace Health Insurance
- Dental & Vision Insurance
- Term Life Insurance
- Whole Life & Universal Life
Small Group Plans
Learn more about our small group benefits for 2-20 employees up to 50!
- SHOP Marketplace Exchange Plans (on-exchange)
- Fully-Insured Health Plans
- Level-Funded Health Plans
- Health Reimbursement Arrangements (HRAs)
Licensed for small group benefits in Maryland, Pennsylvania & Virginia.
Marketplace Health Insurance
Finding the best individual & family marketplace health insurance plan starts with where you live.
Most Americans will use the federal marketplace at Healthcare.gov.
However, some states operate their own health insurance exchange.
Georgia, Maryland, New Jersey, Pennsylvania & Virginia residents visit your state-based marketplace to get free assistance:
- Georgia Access
- Maryland Health Connection
- Get Covered New Jersey
- Pennie
- Virginia’s Insurance Marketplace
Small Group Plans
We make it easy to get affordable employee benefits and specialize in smaller groups of 2 or more.
Licensed for small group benefits in Maryland, Pennsylvania & Virginia.
- Health Insurance
- Dental Insurance
- Vision Insurance
- Life Insurance
- Supplemental Insurance
Get group rates on traditional health insurance & benefits.
And learn about alternatives like HRAs (Health Reimbursement Arrangement) and level-funded plans.
If you thought your business was too small for employee benefits, call us!
- Aetna
- Anthem
- Sentara
- UnitedHealthcare
Health Reimbursement Arrangement (HRA)
Help your employees pay for health insurance with a Health Reimbursement Arrangement or Account (HRA).
Contribute tax-free funds that employees can use for qualified medical expenses.
Contact us to have your setup fees waived!
Highlights:
- Three main types are available:
- QSEHRA: A budget-friendly option for businesses with fewer than 50 employees that don’t offer a group health plan. Contributions are subject to IRS limits.
- ICHRA: A more flexible option for businesses of any size, even those with an existing group plan. There are no contribution limits, but ICHRA administration is more complex.
- GCHRA: A Group Coverage HRA.
Supplemental Insurance
Supplemental insurance is a simple and cost-effective voluntary benefit you can add to your existing package with little to no direct costs to your company.
You customize the offering and can choose to make contributions.
Your employees sign up for what they want at discounted group rates.
- Accident Insurance
- Cancer Insurance
- Hospital Insurance
- Critical Illness Insurance
- Term Life & Whole Life
- Disability Insurance
Supplemental plans cover the gaps left with health insurance and help recover out-of-pocket expenses like deductibles, copays, and coinsurance.
With a streamlined online process, supplemental insurance can be integrated into your current benefits any time of year.
We Make It Easy.
BenZen Insurance is an independent agency that helps individuals, families & small businesses find affordable healthcare, benefits and financial security.
Our goal is to make benefits more accessible and less complicated. Let’s find an affordable plan to protect your most important assets.
Get BenZen! Get Peace of Mind.
