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BenZen Insurance + Benefits

Get BenZen!

Easy, affordable health plans, insurance and benefits conveniently online with free personalized assistance.

Get the peace of mind of mind you deserve. Start today!

Learn more about our small group benefits for 2-10 employees up to 50:

  • SHOP Marketplace Exchange Plans
  • Private Health Insurance (Off-Exchange)
  • Health Reimbursement Arrangements (HRAs)
  • Level-Funded Health Plans

Individual & Family Plans

Find ACA health plans and dental insurance from HealthCare.gov or your state marketplace.

Compare top-rated plans, enroll, or contact us for free assistance!

BenZen Insurance is an independent insurance agency specializing in health, dental, vision, life insurance and group benefits.

Licensed & ACA Certified: FL, GA, MD, MS, NC, PA, SC, TN, TX, VA

Maryland, Pennsylvania, Virginia & Georgia residents shopping for marketplace health & dental insurance should contact us for free assistance!

BenZen. Ted McNeil, Owner, Broker

Questions? Speak to a BenZen licensed agent by email, phone or chat.

Available in: FL, GA, MD, MS, NC, PA, SC, TN, TX, VA

Your privacy is our priority. We don’t share personal information or collect payments, ensuring a safe and secure experience.


Small Group Plans

We make it easy to get affordable benefits for small groups with 2-50 employees. If you thought your business was too small for employee benefits give us a call!

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life & Disability

Get group rates on traditional health insurance & benefits.

And learn about alternatives like HRAs (Health Reimbursement Account) and level-funded plans.

Licensed for small group benefits in Maryland, Pennsylvania, Virginia & Georgia with top-rated carriers including:

  • Aetna
  • Anthem
  • Independence
  • Sentara
  • UnitedHealthcare
Small Business Health Insurance Maryland, Pennsylvania, Virginia

Health Reimbursement Account (HRA)

Small employers who choose not to offer group health coverage to their employees can assist them in paying for medical insurance through a Health Reimbursement Account, also known as a Health Reimbursement Arrangement or simply HRA.

HRAs are similar to employee health savings accounts, where you can make contributions and employees can use the funds for qualified medical expenses.

The contributions and reimbursements under HRAs are both tax-free.

The two main HRAs:

  • QSEHRA: Budget-friendly option for businesses under 50 employees with no group plan. Contributions have IRS limits. Employees need individual health insurance or Medicare.
  • ICHRA: More flexible option for businesses of any size, even with a group plan. No contribution limits, but more administrative work. Employees need individual health insurance or Medicare.

Supplemental insurance is a simple and cost-effective voluntary benefit you can add to your existing package with little to no direct costs to your company.

You customize the offering and can choose to make contributions. Your employees sign up for what they want at discounted group rates.

  • Accident Insurance
  • Cancer Insurance
  • Hospital Insurance
  • Critical Illness Insurance
  • Term Life & Whole Life
  • Disability Insurance

Supplemental plans cover the gaps left with health insurance and help recover out-of-pocket expenses like deductibles, copays, and coinsurance.

With a streamlined online process, supplemental insurance can be integrated into your current benefits any time of year.


Get BenZen!

BenZen Insurance is an independent agency dedicated to improving access to healthcare, benefits and financial security.

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Let’s find an affordable plan to protect your most important assets.

Get BenZen. Get Peace of Mind.